Transparent pricing and tailored packages

Starter
$300.00

Financial Planning & Budgeting Services — for Startups and Small Businesses

What we deliver

  • Simple, practical financial plans that align with your immediate goals.

  • Clear, actionable budgets designed to preserve runway and support early growth.

  • Fast setup and easy tools you and your team will actually use.

Who this is for

  • Early-stage startups with limited finance capacity.

  • Small businesses seeking structure without heavy overhead.

  • Founders who want clarity on cash needs, burn rate, and short-term funding decisions.

Core services

  • Quick Financial Health Review (1–2 sessions)

    • Snapshot of cash position, monthly burn, revenue sources, and key liabilities.

    • Identification of immediate risks and quick wins to improve liquidity.

  • Minimum Viable Budget (3–5-week engagement)

    • Monthly operating budget with line items prioritized by impact.

    • Cash-flow projection for 3–6 months (scenario: base, best, worst).

    • Break-even and runway calculations tied to realistic assumptions.

  • Cash Management Playbook

    • Practical steps to extend runway: payment prioritization, expense trimming, negotiating terms.

    • Simple invoice and receivable controls to speed collections.

    • Short checklist for handling a cash crunch or fundraising pause.

  • Revenue & Pricing Snapshot

    • Review of current pricing and revenue streams.

    • Quick model showing pricing changes or small increases in conversion and their impact on revenue and runway.

  • Monthly Check-ins (optional)

    • 30–60 minute monthly review to update forecasts, adjust budget items, and monitor KPIs.

    • One-sentence summary and 3 recommended actions after each check-in.

Core
$750.00

Who this is for

  • Businesses with annual revenues roughly $500K–$50M

  • Owners or managers who need more than basic bookkeeping but not a full CFO on staff

  • Companies with 1–3 business lines, seasonal sales, or periodic investment needs

  • Organizations preparing for growth, rounding out lending applications, or improving internal forecasting discipline

Core Service Components

  • Discovery & Financial Health Assessment

    • Review of historical financials (P&L, balance sheet, cash flows) and accounting practices

    • Identification of revenue drivers, margin centers, cost behavior, and working capital patterns

    • Cash runway and liquidity analysis, stress tests for common downside scenarios

    Budget Design & Forecasting

    • Rolling 12–24 month budget and forecast built from driver-based models (revenue by channel, COGS, payroll, fixed/variable overhead)

    • Monthly and quarterly forecast variants: base, conservative, and stretch scenarios

    • Integrated cash flow forecast tied to AR/AP aging, inventory, capital spending, and debt service

  • Scenario Planning & Sensitivity Analysis

    • “What-if” scenarios for demand shifts, pricing changes, hiring, major contracts, and interest rate movement

    • Break-even and contribution-margin analyses for product lines or service offerings

    • Recommendations for contingency levers (cost cuts, pricing levers, financing options)

  • Budget Governance & Processes

    • Monthly budget-to-actual reporting packages with variance explanations and actionable recommendations

    • Establishment of budgeting calendar, approval workflows, and version control

    • KPI selection and dashboard design for regular operational monitoring (gross margin, EBITDA, cash conversion cycle, burn rate)

  • Cash Management & Working Capital Optimization

    • Recommendations to optimize AR terms, collections cadence, vendor terms, and inventory levels

    • Short-term cash forecasting and prioritization of payments under constrained liquidity

    • Identification of low-cost financing or credit lines where appropriate

  • Capital Projects & Investment Appraisals

    • Financial evaluation of capital expenditures, lease vs. buy, and small acquisitions

    • NPV, IRR, and payback analyses with sensitivity ranges and funding options

    • Implementation plan for approved projects tied to budget and cash forecasts

  • Ongoing Advisory & Implementation Support

    • Monthly or quarterly advisory meetings to review results, update forecasts, and adjust strategy

    • Hands-on support implementing recommended process changes with accounting or operations teams

    • Option for interim financial leadership or fractional CFO support during transitions

Next Steps

  1. Schedule a 60-minute discovery session to review current financials and objectives.

  2. Receive a scoped proposal with timeline, deliverables, and fixed fee or retainer estimate.

  3. Begin a focused assessment and budget build phase with clear milestones.

Contact us with your preferred dates for the discovery session and any materials you can share (most recent P&L, balance sheet, cash flow, and revenue detail).

Schedule Today!